Pradhan Mantri Awaas Yojana

2021 MAR 30

Preliminary   > Social Justice   >   Welfare Schemes   >   Government Schemes

Why in news?

  • Less than 6% of houses sanctioned under the Centre’s flagship rural housing scheme in 2020-21 have reached completion so far this year, with COVID-19 stalling progress

About PMAY-G:

  • Pradhan Mantri Awaas Yojana – Gramin was created after revamping of Indira Awas Yojana in pursuance to the goal - Housing for all by 2022.
  • Under the scheme, financial assistance is provided for construction of pucca house to all houseless and households living in dilapidated houses.
  • The scheme would be implemented in rural areas throughout India except Delhi and Chandigarh.
  • The aim is to provide pucca house to all who are houseless and living in dilapidated houses in rural areas by 2022.

Funding Pattern

  • Under PMAY, the cost of unit assistance is to be shared between Central and State Governments in the ratio 60:40 in plain areas and 90:10 for North Eastern and hilly states.
  • The unit assistance given to beneficiaries under the programme is Rs 1,20,000 in plain areas and to Rs 1,30,000 in hilly states/difficult areas /Integrated Action Plan (IAP) for Selected Tribal and Backward Districts.
  • Presently the NE States, States of HP, J&K and Uttarakhand and all 82 LWE districts are identified as difficult and hilly areas.
  • The unit size is 25 sq.m including a dedicated area for hygienic cooking.
  • The beneficiary is entitled to 90 days of unskilled labour from MGNREGA.
  • The beneficiary would be facilitated to avail loan of up to Rs.70,000/- for construction of the house which is optional.
  • Funds will be transferred electronically directly to the account of the beneficiary.

Target Group

  • Identification of beneficiaries eligible for assistance and their prioritisation to be done using information from Socio Economic and Caste Census (SECC) ensuring total transparency and objectivity.
  • The list will be presented to Gram Sabha to identify beneficiaries who have been assisted before or who have become ineligible due to other reasons.
  • The finalised list will be published. Annual list of beneficiaries will be identified from the total list through participatory process by the Gram Sabha.
  • Gram Sabha will need to justify in writing with reasons for any alteration of priority in the original list.

Prelims Question

Consider the following statements regarding Pradhan Mantri Awaas Yojana – Gramin:
1.The cost of scheme is to be shared between Central and State Governments.
2.Beneficiary selection for the scheme is based on Socio Economic and Caste Census (SECC).
Which of the statements given above is/are correct?
(a)1 only
(b)2 only
(c)Both 1 and 2
(d)Neither 1 nor 2

Answer to the Prelims Question